Address: 2833 Berkshire Way Sacramento, CA 95864
City: Sacramento
State: CA
Zip: 95864
Price: $230,000
Beds: 3
Baths: 2 (1 1)
Square Feet: 1,545
Lot Size: 0.190
mls: 70114657
Call Jason @ 916-412-2595 for more info.
Sunday, July 27, 2008
Sunday, November 25, 2007
What is a Real Estate Consultant?
I make it a point to let everyone of my clients know that I am their 'Real Estate Consultant' and not just another agent out their. But what does that mean? The first part seems pretty clear as you can get the idea that I am not here to provide technical solutions to your database problems. But 'Real Estate' can mean a lot of different things. For instance, all of the following (and this is NOT and all inclusive list) are part of 'Real Estate':
That IS the job of the second part of that title, a 'Consultant'. Somebody who can consult with you on how it all works together. A consultant can be an expert on many of these items, but the key here is that a true consultant will know his or her best strengths and will keep to those. The true client advocate will use their knowledge as well as the knowledge of other experts to create a solution that is best. It is knowing the interactions between the various disciplines that make up 'Real Estate' and having the contacts and team members to go to that is the hallmark of a true 'Consultant'.
It is then the job of the consultant to, wait for it, CONSULT with the client! Find out the big picture and how this decision or move within the real estate world, will impact each individual client. Listen, learn, coach, and work towards the goals that create positive results in the clients lives. Using the experience, expertise, systems and contacts that a true consultant possesses.
It is not rocket science but is is a distinction that needs to be made. I could probably teach a monkey how to fill out a purchase contract. But just 'taking the order' has never been the real job of a professional. It is about going above and beyond the basics and into the phenomenal.
So remember, if you have ANY question about the Real Estate Market then make sure you are talking to someone who actually knows how it fits together and cares enough to tell you. Get a true Real Estate Consultant.
---
Jason Elrod
'Your Real Estate Consultant'
Keller Williams Realty
The EK Property Network Team
1-888-700-4839
- Land (raw, sub-divided, developed, undeveloped, etc)
- Residential Homes
- Luxury Homes
- Commercial Properties
- Multi-family properties
- Farms
- Horse Property
- Investment Property
- Mortgage loans
- Credit Reports
- Financial Statements
- Financial Planning
- Home repairs
- Inspections
- Taxes
- Contracts
- Disclosures
- Advisories
- Zoning laws
- Property use laws
- Home Buyers
- Home Sellers
That IS the job of the second part of that title, a 'Consultant'. Somebody who can consult with you on how it all works together. A consultant can be an expert on many of these items, but the key here is that a true consultant will know his or her best strengths and will keep to those. The true client advocate will use their knowledge as well as the knowledge of other experts to create a solution that is best. It is knowing the interactions between the various disciplines that make up 'Real Estate' and having the contacts and team members to go to that is the hallmark of a true 'Consultant'.
It is then the job of the consultant to, wait for it, CONSULT with the client! Find out the big picture and how this decision or move within the real estate world, will impact each individual client. Listen, learn, coach, and work towards the goals that create positive results in the clients lives. Using the experience, expertise, systems and contacts that a true consultant possesses.
It is not rocket science but is is a distinction that needs to be made. I could probably teach a monkey how to fill out a purchase contract. But just 'taking the order' has never been the real job of a professional. It is about going above and beyond the basics and into the phenomenal.
So remember, if you have ANY question about the Real Estate Market then make sure you are talking to someone who actually knows how it fits together and cares enough to tell you. Get a true Real Estate Consultant.
---
Jason Elrod
'Your Real Estate Consultant'
Keller Williams Realty
The EK Property Network Team
1-888-700-4839
Saturday, September 08, 2007
Should You Own Your Home?
The American Dream Of Home-ownership Isn’t Right For Everybody… Or Is It?
Weighing the pluses and minuses of home-ownership…Buying a home can be one of life’s most exciting and yet most challenging experiences.
With the numerous loan programs available to consumers today, it is easier than ever to get into a house. However, the question remains, "Should you own your own home or rent?"
There are many benefits to owning a home, but there are also just as many trade-offs. To help you decide if owning a home is right for you, we’ve listed the pros and cons of buying versus renting.
Equity
One of the most common complaints among renters is the discouraging feeling that you are simply throwing your money down the drain. This is typically true for the homeowner who lives in a specific house for a long time.
However, building equity isn’t an automatic universal truth. In some cases the property values are too high to start with, so the resell just won’t net you a profit. In other cases, the property values don’t increase at all.
Buying: You build your equity with every payment made. For the first half of the mortgage, most of each payment is interest.
However, every month some part does go towards your principle. Your equity will fluctuate as the market value of your home changes. Over time though, history has shown us that building equity in a home is a smart investment.
Renting: You pay for a place to live, period. While you have a lease for a certain time period, you are not investing in the home. The plus side is you have no responsibility for ongoing repairs, but you are also not building equity. However, you are investing for the landlord. You are essentially making the landlord’s payment and building her equity.
Monthly Payments: In many cases, depending on the home that you plan to purchase, your monthly payments will likely be comparable to your current rent or quite possibly much higher.
Many first time buyers purchase a "starter home." This may be a smaller or an older home that can be purchased at an affordable cost.
As mentioned above, you can begin to build equity in this home and you can then upgrade to a more expensive home in a few years.
Buying Costs: These can fluctuate somewhat on a yearly basis over the first few years due to escrow adjustments. After this initial adjustment period, however, your payment could be fixed for the remainder of the loan, assuming you opt for a fixed interest rate.
Renting: Costs are fixed at least for the term of the lease (generally 1 year) but usually increase after the lease expires.
Up-front Costs: Up-front costs are possibly the most misunderstood aspect to the home purchase and the one that keeps most renters from even researching a purchase. The perception that you must have a huge down payment to purchase a home is no longer accurate in most cases today.
Buying: Typically requires a larger investment than renting initially. However, there are many programs that require very little for down payment.
Renting: Usually does not require as much up front as buying, but still requires fees such as deposit, pet deposit, 1st month's rent and possibly more.
Tax advantages: One of the most advantageous aspects to home-ownership.
Buying: There are significant tax advantages to home-ownership.
Interest that you pay on your mortgage and property taxes are all deductible. These deductions can make a huge impact on your federal and state tax returns.
Renting: Renting offers no tax advantages. Only your landlord will reap tax benefits that are available.
Other Considerations:
Maintenance
Buying: Any maintenance must be done and paid for by you. Home maintenance costs average about 1% of your home’s value per year.
Renting: You typically are responsible for very little maintenance and maintenance costs when you rent.
Time to Move
Buying: If and when you want to move, you will have to sell your home first.
Renting: Your only concern is fulfilling your lease.
A Place to Call "Home"
Buying: You have the right to remodel and redecorate at your discretion. You own it; you can do with it what you wish.
Renting: You have very little flexibility besides decorating the home. Carpet, wallpaper, paint, etc. are all items that the landlord will change at his discretion with little or no input from you.
We sincerely hope these tips and ideas are of value to you. If there is any way we can be of service, please contact our office.
We would consider it a privilege to be of service to you! If you would like a FREE consultation, call me at 916-626-4266
Warmly Yours,
Jason Elrod, Realtor
Keller Williams Realty
The EK Property Network Team
Sunday, April 15, 2007
Great New Listing in Granite Bay - only $515,000
Would you like to live 5 minutes to Folsom Lake? How about being in the best school district around? Need room for your growing family? Then this is the home for you.
Take advantage of your chance to own an immaculate home in a great Granite Bay neighborhood. This 2374 sft, remodeled home has a private backyard, granite in the kitchen and plenty of room for your family. Eureka schools and the lowest price per sft for a home of this caliber.
Visit http://www.6933BrandyCir.com for more pictures, more information, virtual tour and to request a showing today!
-Jason Elrod
Wednesday, April 11, 2007
Get ready for Spring!
Just a quick post to send out some Spring time greetings to everyone!
Spring is the beginning of the 'Property Season' every year and this is year is no different. Properties that have sat over the winter months are starting to move and Buyers are starting to come out of hibernation to grab some of the great deals that are out there in the market.
NOW is the time to be a Buyer so don't let the moment pass you by. Houses and investments are now more affordable than ever. If you have played your cards right, you have the money and the motivation to grab the best of the 'fire sale' properties that are both on the market and coming on in the next few months. Get ready to make your move!
More later.
-Jason
Spring is the beginning of the 'Property Season' every year and this is year is no different. Properties that have sat over the winter months are starting to move and Buyers are starting to come out of hibernation to grab some of the great deals that are out there in the market.
NOW is the time to be a Buyer so don't let the moment pass you by. Houses and investments are now more affordable than ever. If you have played your cards right, you have the money and the motivation to grab the best of the 'fire sale' properties that are both on the market and coming on in the next few months. Get ready to make your move!
More later.
-Jason
Friday, February 09, 2007
No Bank Qualifyig - No Credit / Bad Credit OK - 100% Owner Financing on Great Roseville Home
Only 3 payments+closing costs moves you into this beautiful 5 bedroom / 3 bathroom home. 4 Bedrooms upstairs and 1 downstairs makes a great setup for guests/in-laws. 5th bedroom is large bonus room that could also be used as a home office.
Only $2695 / mo +tx & ins!!!!
Call today for more info: Jason @ 916-412-2595
or visit
http://www.609GardenPark.info
for more pictures and virtual tour!
Saturday, January 20, 2007
Gradual Rise Projected for Home Sales
WASHINGTON, DC -- /PRNewswire-USNewswire/ -- After bottoming in the fourth quarter of 2006, existing-home sales are forecast to gradually rise through 2007 and into 2008, while new-home sales should turnaround by summer, according to the latest forecast by the National Association of Realtors(R).
David Lereah, NAR's chief economist, said annual totals for existing-home sales will be fairly comparable between 2006 and 2007. "We have to keep in mind that we were still in boom conditions during the first quarter of 2006 with a high sales volume and double-digit price appreciation," he said. "We're starting 2007 from a relatively low point, so even with a gradual improvement in sales it'll be pretty much of a wash in terms of annual totals.
The good news is that the steady improvement in sales will support price appreciation moving forward."
Existing-home sales for 2006 are expected to come in at 6.50 million, the third highest on record, with a total of 6.42 million seen in 2007. New-home sales in 2006 should tally 1.06 million, the fourth highest on record, with 957,000 projected this year.
Total housing starts for 2006 are likely to be 1.81 million units, with 1.51 million forecast in 2007, which would be the lowest level in a decade. Builders are pulling back on new construction to support prices of remaining inventory.
The 30-year fixed-rate mortgage will probably rise to 6.7 percent by the fourth quarter of 2007. Last week, Freddie Mac reported the 30-year fixed rate at 6.18 percent - far below earlier consensus forecasts. "The current interest rate environment and housing inventory levels present a window of opportunity for potential buyers," Lereah said.
The national median existing-home price for all of 2006 is expected to rise 1.1 percent to $222,100, and then gain 1.5 percent this year to $225,300.
The median new-home price, after rising only 0.3 percent to $241,600 in 2006, is projected to grow 3.0 percent in 2007 to $248,900.
"With all the wild projections by academics, Wall Street analysts and others in the media, it appears that much of the housing sector is experiencing a soft landing," Lereah said. "Despite the doomsayers, household wealth will not evaporate and the economy will not go into a recession. If you're in it for the long haul, housing is a sound investment."
The unemployment rate is likely to average 4.8 percent this year, following a rate of 4.6 percent in 2006. Inflation, as measured by the Consumer Price Index, is expected to be 2.2 percent 2007, down from 3.2 percent last year, while growth in the U.S. gross domestic product is seen at 2.5 percent in 2007, compared with 3.3 percent last year. Inflation-adjusted disposable personal income should grow 3.4 percent this year, following a rise of 2.7 percent in 2006.
The National Association of Realtors(R), "The Voice for Real Estate," is America's largest trade association, representing more than 1.3 million members involved in all aspects of the residential and commercial real estate industries.
Existing-home sales for December will be released January 25; the Pending Home Sales Index is scheduled for February 1 and the next forecast will be February 7.
Information about NAR is available at http://www.realtor.org/. This and other news releases are posted in the News Media section. Statistical data, charts and surveys also may be found by clicking on Research.
Source: National Association of Realtors
David Lereah, NAR's chief economist, said annual totals for existing-home sales will be fairly comparable between 2006 and 2007. "We have to keep in mind that we were still in boom conditions during the first quarter of 2006 with a high sales volume and double-digit price appreciation," he said. "We're starting 2007 from a relatively low point, so even with a gradual improvement in sales it'll be pretty much of a wash in terms of annual totals.
The good news is that the steady improvement in sales will support price appreciation moving forward."
Existing-home sales for 2006 are expected to come in at 6.50 million, the third highest on record, with a total of 6.42 million seen in 2007. New-home sales in 2006 should tally 1.06 million, the fourth highest on record, with 957,000 projected this year.
Total housing starts for 2006 are likely to be 1.81 million units, with 1.51 million forecast in 2007, which would be the lowest level in a decade. Builders are pulling back on new construction to support prices of remaining inventory.
The 30-year fixed-rate mortgage will probably rise to 6.7 percent by the fourth quarter of 2007. Last week, Freddie Mac reported the 30-year fixed rate at 6.18 percent - far below earlier consensus forecasts. "The current interest rate environment and housing inventory levels present a window of opportunity for potential buyers," Lereah said.
The national median existing-home price for all of 2006 is expected to rise 1.1 percent to $222,100, and then gain 1.5 percent this year to $225,300.
The median new-home price, after rising only 0.3 percent to $241,600 in 2006, is projected to grow 3.0 percent in 2007 to $248,900.
"With all the wild projections by academics, Wall Street analysts and others in the media, it appears that much of the housing sector is experiencing a soft landing," Lereah said. "Despite the doomsayers, household wealth will not evaporate and the economy will not go into a recession. If you're in it for the long haul, housing is a sound investment."
The unemployment rate is likely to average 4.8 percent this year, following a rate of 4.6 percent in 2006. Inflation, as measured by the Consumer Price Index, is expected to be 2.2 percent 2007, down from 3.2 percent last year, while growth in the U.S. gross domestic product is seen at 2.5 percent in 2007, compared with 3.3 percent last year. Inflation-adjusted disposable personal income should grow 3.4 percent this year, following a rise of 2.7 percent in 2006.
The National Association of Realtors(R), "The Voice for Real Estate," is America's largest trade association, representing more than 1.3 million members involved in all aspects of the residential and commercial real estate industries.
Existing-home sales for December will be released January 25; the Pending Home Sales Index is scheduled for February 1 and the next forecast will be February 7.
Information about NAR is available at http://www.realtor.org/. This and other news releases are posted in the News Media section. Statistical data, charts and surveys also may be found by clicking on Research.
Source: National Association of Realtors
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